For those of you who have children must have been thinking about their future plans, especially regarding education. As known, the cost of education today is fairly expensive, especially for the excellent schools. Various attempts were made to prepare the children’s education fund, you begin to open up education savings, choosing insurance good education for children, invest some funds for financial product specific, so that later results can be used for children’s education expenses, investment gold, as well as a wide variety of other means ,
One of the ways that will be discussed this time is to choose a good insurance education for children. What is the insurance that education? How do I choose a good education insurance, right, as needed?
Insurance education is one insurance product aimed at ensuring children’s education from an early age and the future of children complete their education. This insurance is usually classified as other options of education savings which will finance the education of children from elementary school to college. This insurance is usually divided into two parts based on the merits, namely investment and protection. Investment has a goal to raise funds corresponding key objectives to finance the children’s education, while protection has the purpose to protect and ensure the health costs a child when the baby fell ill during the term of the applicable insurance education.
Tips for Choosing Education Insurance
Usually, many people prefer insurance education than education savings, clearly the reason for insurance education offers a greater advantage. Flowers insurance outweigh the savings, an average of about 15% a year. If you are interested in buying an insurance product education, here are some tips on choosing a good insurance education for children:
- Know your insurance company
As we have seen, in Indonesia there are several insurance companies that have education insurance product. As an insurance company Prudential, Allianz, Manulife, AXA, etc. Did not know it was love, so the saying goes. So also applies in choosing an insurance company, before you decide to choose one of these companies, it is advisable to know the insurance company first so you know the quality and you are more confident again with the insurance company you choose. To get detailed information about the company, visit the official website and ask directly to the customer service center of the insurance company. It could also ask a friend or relative who already benefit from one of these companies.
- Adjust the premium to the cost of educating a child in the future
Some even most of the insurance company gives you full freedom to determine the amount of premium to be paid, but you are advised not to choose the insurance premium in small amounts. Therefore, if you are a low premium, it is possible that you can not meet the cost of educating a child in the future.
- Choose a flexible policy
Some insurance companies do not allow the insured to take out an insurance policy if it has not reached a certain period. It is legitimate, but it is better to choose an insurance company that allows you to choose a policy that is flexible. This means that the insurance policy you can take whenever appropriate educational needs of children.
- Check the additional facilities
Usually additional facilities protection insurance is a form of education or health insurance in the form of compensation costs of medical treatment in hospital. You may consider this facility if you also need to guarantee children’s health costs. But, make sure that these additional facilities do not cut too much the number of insurance policies in order to fund a child’s education education remains insufficient.
So a few tips on choosing insurance for a child a good education, our topic today may be helpful for you as well. If anyone wants to share, about your thoughts related to education insurance, please direct them to share in the comments field below. Thank you…